9am - 6pm

Write off up to 81% of your debt.

Takes less than 30 seconds to check

No upfront costs

Safe, secure and confidential

Protect your assets

Write off most types of debt, including:

Credit Cards

Payday Loans

Store Cards

Overdrafts

Personal Loans

Lines of Credit

Business Debt

Catalogues

Our easy 3 step process

Get started

Answer a few quick questions to check if you qualify to write off debt

Speak to an expert

Chat to a debt expert for your personalised plan

Relax

Leave the rest to us and get back to enjoying life without money worries

Benefits of a Trust Deed

How it works…here’s an example!

See how a Trust Deed could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.

Example of unsecured debts.

Bank Loans

£11,152

Short Term Loans

£2,226

Phone Bills

£302

Credit Cards

£2,395

Store Cards

£648

Payday Loan

£1,408

Overdraft

£172

Total amount owed:

£18,303

Customer monthly repayments before and after a Trust Deed.

Reduced by 80%

Monthly payments are based on individual financial circumstances

Frequently Asked Questions

We’ll do a soft credit search on the call (don’t worry, this has no impact on your credit file). That will give us a good idea of your outstanding debts to start with. Then, we’ll ask you about your income and outgoings, as well as who you owe money to, so that we can get the full picture, and give you the best possible advice.

It’s okay, we can still help. If you’re not sure of all the people you owe money to, or you haven’t got an exact amount for each payment, we can make some calls to help you find out, or suggest steps you can take to get us the information while you’re on the call.

You won’t pay a penny for the advice our debt specialists give you on the call. If you do qualify for a debt solution, the fees will be taken from the monthly amount you pay to your creditors. Everything’s covered, and we don’t take any money upfront. The last thing we want is you getting further into debt.

Everyone’s story is different, and there are a lot of options, including IVAs, trust deeds and bankruptcy, as well as more informal plans. Once we carefully build up a picture of your situation, our advisors will take it step by step, so we can understand your concerns, and which of the available solutions would be the right fit for your situation. We’ll only proceed if you’re completely comfortable to go ahead.

That’s completely understandable, but be reassured, we’ll do everything we can to put you at ease. We don’t use complicated jargon, and we treat every customer as an individual, taking their unique circumstances into consideration before sharing our impartial advice. There’s nothing we haven’t dealt with; we speak with hundreds of customers every single day. We’re here to have an open and honest chat and try to build a picture to see what help and support we can give you.

To find out more about managing your money and getting free advice, visit Money Advice Service, independent service set up to help people manage their money.

About Scottish Debt Advisor

Scottish Debt Advisor is a debt advice specialist in Scotland.

Company Information

145 St Vincent Street, Glasgow, 52 5JF

Accreditations

Katy Walker is a licensed Insolvency Practitioner (IP – Registered with the Insolvency Practitioners Association – IP Number (9527)

Information

Data Protection Number – ZA777516

The product (Trust Deed) which we administer and process with our in house Insolvency practitioner is covered under the following legislation: The Insolvency Act of 1986 (amended by the Insolvency Act 2000 and the Enterprise Act 2002) introduced a new procedure whereby a debtor could come to an arrangement with his/her creditors to pay his/her debts in full or in part over time as an alternative to bankruptcy.

Your debt help application will be processed by one of our expert debt advisors working on a model of none advice. These advisors will be able to go through all your debt options including Trust Deed opportunities which are available for people living in Scotland. Help can only be offered following an initial fact-finding process. If an individual meets the required criteria for a Trust Deed, advice can then be provided.